Disclosures

Last updated: July 2026

1. Not a Lender

Storage Sheds and Garages is not a lender, loan broker, or financial institution. This website provides information about financing options offered by independent third-party lending partners and connects customers with those partners. All credit decisions, rates, terms, and loan agreements are made and issued solely by the applicable lender.

2. Credit Approval

All financing is subject to credit approval and lender approval. Financing is not guaranteed. Eligibility information provided on this website is preliminary and informational only, and does not constitute an offer or commitment to lend.

3. Estimated Payments and Rates

Payments and APRs displayed on this website are estimates for illustration purposes only, based on advertised lender rates. They are not an offer of credit. Actual rates, terms, and payments are determined by the lender after a completed application and credit review. Promotional programs are subject to credit approval and may be modified or discontinued at any time.

4. Credit Inquiries

Checking your eligibility on this website involves no credit inquiry. Lending partners typically use a soft credit inquiry to display eligible offers, which does not impact your credit score. A hard credit inquiry occurs only if you accept an offer and proceed with the lender's final application and eSignature.

5. Use of Loan Proceeds

Loan funds obtained through our lending partners may only be used for your project with Storage Sheds and Garages. Expenses outside of your purchase with Storage Sheds and Garages cannot be financed.

6. Lending Partners

Financing featured on this website is offered through independent third-party lending partners: Upgrade, Thrive Financial, and Figure Lending. Storage Sheds and Garages also offers a separate rent-to-own program on qualifying storage sheds in Pennsylvania, Delaware, New Jersey, and Maryland; rent-to-own agreements are not loans or credit products and are not offered through this website.

7. Home Equity Products

Home equity lines of credit are secured by your home. You could lose your home if you fail to repay. Maximum loan-to-value ratios, amounts, and terms depend on borrower eligibility and are set by the applicable lender.

8. Equal Opportunity

Our lending partners are equal opportunity lenders. Credit is extended without regard to race, color, religion, national origin, sex, marital status, age, or other prohibited bases under applicable law.

9. Contact

Questions about these disclosures: info@storageshedsandgarages.com or (717) 874-8888.